Veterinary Insurance

Veterinary Office Program

Families will go to great lengths to ensure that their pets receive the best care. That’s where you come in. You care for all animals from the winged to the 4-legged type. Let Blue River Insurance Group care for the needs of your veterinary office with the right insurance protection.

Claims Examples

Property damage claim: If there is a fire, flood, vandalism, or other events that cause damage to the veterinary office building, equipment, or supplies, a claim can be made to cover the cost of repairs or replacement.

Liability claim: This can arise if a client or visitor is injured while on the premises of the veterinary office, such as slipping and falling. The claim may cover medical expenses, legal fees, or settlements if the office is found liable for the injury.

Professional liability (malpractice) claim: If a veterinarian makes an error in diagnosis, treatment, or surgery that leads to harm or injury to a client's pet, a claim may be filed against the veterinary office. This type of insurance, also known as professional indemnity insurance, can cover legal costs, settlements, or damages awarded.

Product liability claim: If a product sold by the veterinary office, such as medications or pet food, causes harm or illness to a pet, a claim may be filed. The insurance would cover the costs associated with the claim, such as legal fees or settlements.

Business interruption claim: If the veterinary office experiences a covered event (e.g., fire, natural disaster) that temporarily disrupts operations and causes a loss of income, a claim can be made to compensate for the financial loss during the period of interruption.

Workers' compensation claim: If an employee at the veterinary office is injured or becomes ill while performing work-related duties, they may file a claim to cover medical expenses, lost wages, or disability benefits.

Cyber liability claim: If the veterinary office experiences a data breach or cyber attack resulting in the compromise of sensitive client or employee information, a claim can be made to cover the costs associated with managing the breach, notifying affected parties, and potential legal actions.

It's important for veterinary offices to have appropriate business insurance coverage to protect themselves from financial losses in case of unexpected events or incidents. The specific types and extent of coverage may vary based on the insurance policy and the needs of the veterinary office. Consulting with an insurance professional can help ensure that the veterinary office is adequately protected.

How to get started on your quote

Blue River Insurance Group will help you find the best coverage possible for your business!

Call us today or head over to our Business Insurance page to get a quote started online.