Get Better
Coverage &
Better Rates
in Indiana
Blue River Insurance Group shops multiple carriers on your behalf — so you get the best combination of cost and coverage, explained in plain English.
Simple Process
Our Process Is Simple
Start Online
Enter your basic information on our website or give us a call. Takes less than 5 minutes.
We Shop the Market
We compare rates from multiple top-rated carriers and find you the best combination of cost and coverage.
You Choose
We present your options in plain English. You pick what works best for you. No pressure, ever.
Our Commitment
Why Shelbyville Chooses Blue River
Independent & Unbiased
As an independent agency, we work for YOU — not the insurance company. We represent multiple carriers and always recommend what's best for your situation.
Education First
Founder Lindel Smith spent years as a claims adjuster. He's seen firsthand how underinsured families suffer. We make sure you actually understand your coverage before you sign anything.
Quick & Thorough
We know your time is valuable. We're fast — but never sloppy. Every quote is comprehensive and every question gets answered.
Relationships, Not Transactions
You won't just be sold a policy and forgotten. We check in, we answer calls, and we're here when you need us most — at claim time.
Coverage Options
What We Cover
Business Insurance
From contractors and truckers to boutiques and veterinary offices — we specialize in commercial insurance for Indiana businesses of all sizes. We represent carriers who understand your industry.
Explore Business Insurance
Home & Auto Insurance
Protecting your home and vehicles shouldn't be complicated. We shop Indiana's top personal lines carriers to find you comprehensive coverage at the right price.
Get a Home & Auto Quote
Life Insurance
Your family depends on you. Life insurance ensures they're protected no matter what. We'll help you find the right policy — term, whole, or universal — for your stage of life.
Learn About Life InsuranceWhat Clients Say
Don't Take Our Word for It
“I can't say enough great things about Blue River Insurance Group! Lindel truly goes above and beyond for his clients. He takes the time to explain everything clearly, makes sure you're getting the best coverage for your needs, and treats you like family instead of just another customer. It's rare to find someone so professional, knowledgeable, and genuinely caring.”
“Blue River not only beat my old rate by $750 with the previous vehicle, but now I'm saving around $1,275 with the new one! That's enough for a partial vacation this year — on them! I couldn't be happier with the switch. Thank you for the extra beach time, Blue River Insurance!”
“Lindel gave me such a great experience. He looked into coverage I previously had that wasn't being used and also suggested some coverage he thought would suit my needs much better! Most importantly, he's saving me money while also making sure I'm covered!!! Thanks Lindel!”
“I can't say enough great things about Blue River Insurance Group! Lindel truly goes above and beyond for his clients. He takes the time to explain everything clearly, makes sure you're getting the best coverage for your needs, and treats you like family instead of just another customer. It's rare to find someone so professional, knowledgeable, and genuinely caring.”
Giving Back
Insurance That Gives Back
For every 5-star Google review we receive, Blue River Insurance Group donates $5 to charity. Great coverage and a great community — that's the Blue River way.
Leave Us a Review ⭐Insurance Insights
From Our Blog
Insights to help you make smarter insurance decisions
April 13, 2026 · Lindel Smith
5 Rules Every Landlord Should Live By
Whether you own one rental property or a dozen, these five rules will protect your investment, your tenants, and your peace of mind. Most landlords learn them the hard way — you don't have to.
April 6, 2026 · Lindel Smith
Will My Credit Rating Change My Insurance Rates?
Your credit score affects more than just your ability to get a loan — it can significantly impact what you pay for home and auto insurance in Indiana. Here's what you need to know.
March 30, 2026 · Lindel Smith
Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Gets Older?
Your car is worth less every year, so why does your insurance bill keep climbing? It's one of the most common questions we hear — and the answer might surprise you.
Take the Next Step
Ready to Get Better Coverage at a Better Rate?
Our team shops multiple carriers so you don't have to. Get your personalized quote in minutes.